金融信貸英語信貸英文翻譯 _經驗分享

信用是反映一定經濟關系的不同所有者之間的貨幣借貸行為。廣義的信用是指金融機構的存款、貸款和結算。狹義的信貸一般指銀行或信用社的貸款。信用不等于信用貸款。
相關詞匯
asset/propertyn. 財產
bookletn. 手冊
capital n. 資本
certificate n. 證明書，憑證
checkn. & v. 審核
commercial adj. 商業的
compound housing loan 組合住宅貸款
credit card信用卡
credit file 信用記錄
fixed rate 固定利率
fixed salary income 固定收入
housing accumulation fund
loan 住房公積金貸款
housing loan 住宅貸款
loan n 貸款
loan-interest rate 貸款利率
mortgagen. 抵押，抵押借款
pay off 還清
prime rate 優惠利率
repayment of princi pallinterest 還本/息.
short/long term loan 短/長期貸款

文章插圖

情景對話:
A: Good morning. Is this the Credit and Loan Department?
B: Yes, sir. What can I do for you?
A: I'd like to apply for a housing loan.
B:All right. Our bank can offer personal commercial housing loans, housing accumulation fund loans and compound housing loans. Which one do you want to apply for?
A: Personal commercial housing loans.
B: Yes, sir. We usually lend 70% of the purchase price on up to 30 years of mortgage.
A: That sounds good. What's the interest rate on a thirty-year mortgage loan?
B: The annual prime rate is about 6.15%.
A: Well, what should I do to apply for the loan?
B: Here's our housing loan booklet. It explains all the details. After you read it, please fill in this application form and then provide us with your ID card, certificate offixed salary income, house-purchasing contract and other documents required by our bank. They are all listed in the booklet.
A: OK. Thank you. By the way, when can I get the money if I apply for the loan today?
B: You'll get it in a month.
A: All right. Thank you.
參考譯文:
A:早上好.這里是信貸部嗎?
B:是的.先生。有什么可以為您效勞的嗎?
A:我想要中請住房貸款。
B:好的。我們銀行可以提供個人住房商業貸款、公積金貸款和組合貸款。您想要中請哪種貸款呢?
A:我想要申請個人住房商業貸款。
B:好的，先生。我們通常可以提供高達住房成交價格70%的三十年抵押貸款.
A:聽起來不錯。三十年抵押貸款的利率是多少呢?
B:優惠年利率為6.15% 。
A:那么，我該如何申請貸款呢?
B:這是我們的住房貸款手冊，對此進行了詳細的介紹。您閱讀之后，請填寫這張申請表，并向我們提供您的身份證、固定收入證明、房屋購買合同以及其他所需要出示的文件。這些在這本手冊中都已經明確列出了。
A:好的，謝謝。順便問一下，如果我今天申請的話，什么時候能拿到貸款呢?
B:一個月后.
【金融信貸英語信貸英文翻譯】A:好的，謝謝。

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金融信貸英語信貸英文翻譯