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英語翻譯器在線使用 在線翻譯英語

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英語在線翻譯1. 1 。While financial institutions have faced difficulties over the years for a multitude of reasons, the major cause of serious banking problems continues to be directly related to lax credit standards for borrowers and counterparties, poor portfolio risk management, or a lack of attention to changes in economic or other circumstances that can lead to a deterioration in the credit standing of a bank’s counterparties.雖然金融機構遇到了一個由于種種原因多年來困難，嚴重的銀行問題的主要原因仍然是直接相關的借款人及對手，可憐的投資組合風險管理，或不重視的變化寬松的信貸標準經濟或其他情況，可能導致在銀行的交易對手的信用惡化 。This experience is common in both G-10 and non-G-10 countries.這一經驗是普遍的10國集團和非10國集團的國家 。
2. 2 。Credit risk is most simply defined as the potential that a bank borrower or counterparty will fail to meet its obligations in accordance with agreed terms.信貸風險是最簡單的定義為潛在的銀行借款人或交易對手將無法滿足協議的條款規定的義務 。The goal of credit risk management is to maximise a bank’s risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters.對信用風險管理的目標是最大限度地銀行的風險調整后的維持在可接受的參數信貸風險回報率 。Banks need to manage the credit risk inherent in the entire portfolio as well as the risk in individual credits or transactions.銀行需要信用風險管理中所固有的整個產品系列，以及個人貸款或交易的風險 。Banks should also consider the relationships between credit risk and other risks.銀行也應考慮與信貸風險及其他風險的關系 。The effective management of credit risk is a critical component of a comprehensive approach to risk management and essential to the long-term success of any banking organisation.信用風險的有效管理是一個全面的風險管理方法和必要的任何銀行機構長期成功的關鍵因素 。
【英語翻譯器在線使用 在線翻譯英語】3. 3 。For most banks, loans are the largest and most obvious source of credit risk; however, other sources of credit risk exist throughout the activities of a bank, including in the banking book and in the trading book, and both on and off the balance sheet.對于大多數銀行貸款信用風險的最大和最明顯的來源，但信貸風險的其他來源存在的整個銀行活動，銀行賬戶，包括在貿易和圖書，都和場外的資產負債表 。Banks are increasingly facing credit risk (or counterparty risk) in various financial instruments other than loans, including acceptances, interbank transactions, trade financing, foreign exchange transactions, financial futures, swaps, bonds, equities, options, and in the extension of commitments and guarantees, and the settlement of transactions.面臨越來越多的銀行信用風險（或交易對手風險的各種金融工具比其他貸款，包括接受，銀行同業交易，貿易融資），外匯交易，金融期貨，互換，債券，股票，期權，并在擴展和承諾保證，以及交易的結算 。
4. 4 。Since exposure to credit risk continues to be the leading source of problems in banks world-wide, banks and their supervisors should be able to draw useful lessons from past experiences.由于信用風險仍然是在銀行問題的主要來源世界各地，銀行和他們的主管應該能夠從過去的經驗有益的教訓 。Banks should now have a keen awareness of the need to identify, measure, monitor and control credit risk as well as to determine that they hold adequate capital against these risks and that they are adequately compensated for risks incurred.銀行現在應該有一個需要識別，衡量，監測和控制信貸風險，以及敏銳的意識，以確定它們對這些風險進行足夠的資金，他們有足夠的支付風險補償 。The Basel Committee is issuing this document in order to encourage banking supervisors globally to promote sound practices for managing credit risk.巴塞爾委員會發布了這份文件，以鼓勵銀行監管機構在全球范圍內促進信用風險管理的良好作法 。Although the principles contained in this paper are most clearly applicable to the business of lending, they should be applied to all activities where credit risk is present.雖然在此文件中所載的原則是最清楚的適用于借貸業務時，應適用于所有活動，其中信用風險是存在 。

英語翻譯器在線使用 在線翻譯英語

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英語在線翻譯In short, students have a strong sense of curiosity, are very interested in new things. As the saying goes: interest is the best teacher, student learning
English interest is to improve the effectiveness of teaching English guarantee. Therefore, firmly seize the interest in teaching, reflected in two specific areas:
Stimulate interest in classroom teaching and extra-curricular activities to arouse students rich and varied interest in learning. Among them, stimulate interest in classroom teaching –
With a rich emotional inspire students interested in “a doubt”, to: flexible “to:” in order “, the use (music,
Multimedia, etc.) resources stimulate interest in the creation of language and communication background, teaching environment, stimulate interest. In addition, in rich and colorful
Extra-curricular activities arouse the interest of students, by students from the English name, the singing English songs. Often introduce some foreign words. Use
Students rotate from time to reading, speech, the establishment of English study group, team competitions, such as irritable bowel Fun games. These flexible teaching methods effective
Application, so that they can be active thinking. Maintain the strong thirst for knowledge. To develop good English interest in learning, which requires teachers
Teaching in language teaching to follow the law and give full play to the initiative of teachers, adopt a flexible variety of teaching methods, efforts to stimulate
Students interested in, and fully mobilize the enthusiasm of the students, improve the quality of English teaching for large harvest. In the face in the rural areas
School, extra-curricular activities are relatively less interest in activities to be carried out more difficult, response to this reality, the future, it is necessary to
The combination of better teaching and learning, further study and adopt more effective measures to stimulate the rural secondary school students interested in learning English.
So that the whole teaching of the new regular session of the permanent, full of students interested in English outside the classroom, teaching reform and a higher level.